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(articles are in Acrobat PDF format)

Insurance Insider Reveals Little-Known Secrets:
10 Ways you can save $ On Your Homeowners Insurance

I am an insurance "insider." A licensed member of the "club." I've sold the product. I know what kind of insurance fits your needs. And I know what insurance companies sell this kind of insurance at the best price...>> more >>
  
What you need to do before and After Filing an Auto Insurance Claim to Make Sure Your Claim Is Paid in Full and Promptly
There's a lot to remember to do, and very little time to do it. What information do you need to have from the other driver(s)? Are there any witnesses? Does someone need to call the police? Where do you take the car to have it repaired? What do you do about alternative transportation? Who do you call to make a claim? Your agent? The insurance company? The other person's insurance company?...
 
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What You as a Small Business Owner Can -- and Must -- Do to Shield Your Company from Financial Disaster and Give You Peace of Mind that the Business Will Continue To Operate and Generate Revenue!
If you are like most people in business, your company is, next to your family, your pride and joy. It is also the major source of financial security for you and your family -- your greatest asset....>> more >>
 
Consumer Awareness Advisor News and Tips to Make Your Life Easier, Safer, Happier For the Friends & Clients of the Valley Insurance Group Agency!
What's Inside . . .Ensuring Your Safety When Staying in a Hotel; How to Properly Insure Your Home Business; Win a Prize in This Month's Trivia Contest; Insurance Terms: What They Really Mean...>> more >>
 
The Circle of Safety: How to Protect Yourself and Your Family With Automobile Insurance
It's not surprising you can buy it so many ways. After all, there are hundreds of insurance companies that sell auto coverage in your area. How do these companies differentiate themselves? Some brag about their superior service when you have a claim. Some tout how easy it is to buy from them. But, often, auto insurance companies try to compete on price. Just as if you were buying a plane ticket, a radio or a soda...
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The Circle of Safety: How to Protect Yourself and Your Family if You Own a Boat
They are, after your house(s) and maybe your car(s), probably your most valued assets. You can choose to own and operate a boat, yacht or Jet Ski without insurance (although some marinas and yacht clubs won't let you dock your craft unless you have coverage). That wouldn't be a very smart choice, however...>> more >>
 
The Circle of Safety: How to Protect Yourself and Your Family if You Get Hurt...What to do before if Happens
Remember that insurance is a game of "What if?" So ask yourself these questions: What happens if you suffer a serious illness or injury that results in major medical bills and significant lost work time?
How do you and your family pay expenses if you are unable to work for an extended period of time? These are obviously not pleasant thoughts, but remember that "What if?" is a game about worst-case scenarios...
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The Circle of Safety: How to Protect Your In-Home Business
Fact: Unfortunately, many of these home-based businesses, perhaps all, do not have adequate insurance coverage. One study found that 60% of those who work at home do not have insurance for their business activities...>> more >>
 
The Circle of Safety: How to Protect Yourself and Your Family if You Die...What Everyone Must Know About Life Insurance
Note: There are more than 2,000 companies selling life insurance in this country. Some are very good, financially solid companies; others are not so sound. A company's financial strength is vitally important to you because, hopefully, no one is going to collect on your life insurance for a long time...>> more >>
 
The Circle of Safety: How to Protect Yourself and Your Family with Renter's Insurance
It is one of the most commonly repeated myths about insurance. Renters don't need insurance because their landlord's policy provides coverage for the renter's property. No, it doesn't. Further, if someone slips and falls in your apartment or rented home, your landlord's insurance usually won't provide any coverage for you if you are sued.
Renter's insurance is basically like homeowner's coverage without coverage for the structure...
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The Circle of Safety: How to Protect Yourself and Your Family if You Get Sued and What to do Before You Get Sued
Think it can't happen to you? Do you know how lawsuit-crazy this country is? You can't pick up a newspaper these days without reading about somebody suing somebody else for . . . what? You read the article and say, "That's crazy. There's no way somebody should be able to sue for that. "Well, guess what? The courts are clogged with these "crazy" lawsuits, and sometimes the person bringing the lawsuit wins. Do you really need coverage for these crazy lawsuits? You decide...
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